Post by meliiodaas1 on Jan 3, 2024 7:41:58 GMT
(1) Pico finance loans There are a total of 1,017 net applicants in 75 provinces. There are a total of 777 net people who have received licenses to operate a pico finance business in 72 provinces, and there are 671 people already operating in 70 provinces (add in 2 provinces: Ranong and Chumphon) (2) Pico Plus loan There were a total of 151 applicants in 54 provinces, consisting of legal entities that were originally licensed to operate a pico finance business and were already open for business, requesting to change their license application to operate a pico finance business. There are 83 Pico Plus companies in 38 provinces and 68 juristic persons applying for new licenses in 29 provinces.
There are 39 people who have already received a license to operate a Pico Plus loan business in 20 provinces and a number of people opening operations. Already 31 cases in 17 provinces (3) Cumulative approved loan balance and accumulated outstanding loan balance. (3.1) At the end of January 2020, there was a cumulative total of 212,155 approved loans, totaling 5,699.07 million Phone Number Data baht, or equivalent to an average approved credit limit of 26,862.77 baht per account, consisting of 105,941 accounts of secured loans, totaling 3,092.69 million baht, or Accounting for 54 percent of the cumulative amount of approved loans. and 106,214 unsecured loans, amounting to 2,606.38 million baht, or 46 percent of the cumulative amount of approved loans.
(3.2) At the end of January 2020, there were a total of 99,555 outstanding loans, representing an amount of 2,602.55 million baht, with outstanding loans 1 - 3 months totaling 11,725 accounts, or an amount of 326.30 million baht, or It is 12.54 percent of the accumulated outstanding loan balance. and there were outstanding loans that were more than 3 months old (NPL), a total of 11,522 accounts, or an amount of 325.38 million baht, or 12.5 percent of the accumulated outstanding loans. Small loans for emergency expenses Since March 2017, the Government Savings Bank and the Bank for Agriculture and Agricultural Cooperatives (BAAC) have approved microloans for emergency expenses as an alternative for people to access financial sources in the system to replace informal debt. Not more than 50,000 baht, with an interest rate of 0.85 percent per month.
There are 39 people who have already received a license to operate a Pico Plus loan business in 20 provinces and a number of people opening operations. Already 31 cases in 17 provinces (3) Cumulative approved loan balance and accumulated outstanding loan balance. (3.1) At the end of January 2020, there was a cumulative total of 212,155 approved loans, totaling 5,699.07 million Phone Number Data baht, or equivalent to an average approved credit limit of 26,862.77 baht per account, consisting of 105,941 accounts of secured loans, totaling 3,092.69 million baht, or Accounting for 54 percent of the cumulative amount of approved loans. and 106,214 unsecured loans, amounting to 2,606.38 million baht, or 46 percent of the cumulative amount of approved loans.
(3.2) At the end of January 2020, there were a total of 99,555 outstanding loans, representing an amount of 2,602.55 million baht, with outstanding loans 1 - 3 months totaling 11,725 accounts, or an amount of 326.30 million baht, or It is 12.54 percent of the accumulated outstanding loan balance. and there were outstanding loans that were more than 3 months old (NPL), a total of 11,522 accounts, or an amount of 325.38 million baht, or 12.5 percent of the accumulated outstanding loans. Small loans for emergency expenses Since March 2017, the Government Savings Bank and the Bank for Agriculture and Agricultural Cooperatives (BAAC) have approved microloans for emergency expenses as an alternative for people to access financial sources in the system to replace informal debt. Not more than 50,000 baht, with an interest rate of 0.85 percent per month.